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Attention Home Buyer's
in Oklahoma
Bond Money available
Call Wayne Barnes at 918-499-7102

Choosing an associate may be one of the most important decisions a homebuyer makes. Your
associate represents you to sellers and can either sell your offer or not, a delicate task,
particularly in a hot market.
Your associate also handles delicate negotiations on your behalf that determine how
stressful, or painless, your home buying experience will be. Experts caution you to
remember; you are in charge during the real estate transaction and should never delegate
your role as decision-maker.

"I have a question."
Such as - "I'm renting a great apartment, but a coworker suggested I would
be better off buying a home. What would be the advantage?"
Can You Afford to Buy?
You think you can swing a mortgage payment. But can you
really shoulder the cost of a house? Find out at Mortgage
101.
Do your own budget using these forms (in Adobe .pdf format) from the
Department of Housing and Urban Development (HUD).
Budget Work Sheet
- Page 1
Budget Work Sheet
- Page 2

Send remarks on what you want to see on this
page.

 | Info From Greater Tulsa Association of Realtors
GTAR has produced a booklet which is very informative for anyone interested in the
real estate process.
Read "You Need to Know" |
 | A Glossary of Real Estate
Terminology. |
 | Why use a Realtor? |
 | Books on Real Estate |
 | Contact me as your local HUD Certified Real Estate Broker to help you with any
and all government sponsored home purchases. The listings of HUD properties is now ONLY
available on the internet.
Just go to the HUD web site.
Call or email me to view any of these HUD or VA properties. |
 | Helpful information on buying
HUD houses. Contact me as your local HUD certified real estate broker. |
 | VA Properties Information Statement:
The Department of Veterans Affairs (VA) acquires properties as a result of foreclosures on VA guaranteed loans. These acquired properties are marketed through a property management services contract with Ocwen Federal Bank FSB, West Palm Beach, Florida.
The properties are listed by local listing agents through local Multi Listing Systems (MLS). A list of properties for sale may also be obtained from Ocwen's website. If you are interested in buying a VA acquired property, you should contact a local real estate broker to see the property.
VA Property listings |
 | Searching on the net for houses?
You should go to Realtor.com and Register
for your own "Personal Planner". Once done, you will get emails of any listings
which meet your specifications. Then contact me.
If the house is in the Tulsa area, I will personally help you. If outside of the Tulsa
area, I will have someone contact you. |
 | The Mortgage Application
What does a Mortgage Application look like? An actual mortgage application form. Print it
and be better prepared when you talk with your mortgage company. |
 | Title Insurance
Title insurance can prove to be very valuable. Read more information and be better
informed. |
Are you really ready to close on your new home purchase?
Have you done all of your inspections ... wood destroying organisms,
electrical/mechanical/plumbing, structural, roof, septic, flood, lead based paint, radon
gas? Each of these requires a different inspector of your choice. To ensure full
disclosure, it is better to get the inspections done now, before closing, rather than
going into litigation after closing.

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